Instant Payment
Instance Payment is to send/receive money 24/7/365 within seconds (10 seconds)
there are some hard limit of how much money you can transfer (15k eur on europe, 25k US, 1500 reais)
RTP - real-time payments
processed payments are irrevocable (you need to another payment transaction)
request for payment flow
cross board payments
SWIFT 5 minutes 95% within a day
instant payment reduces costs
pix US 2023, 2024
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